15 Things We Learned From A Book That Predicts All Middle Class Jobs Will Be Gone By 2033
Bitcoin One Million by Fred Krueger and Ben Sigman is the book behind the viral AI chart instead of work. The authors argue that as AI eliminates middle-class jobs and forces governments to Universal Basic Income, Bitcoin will be the only heavy asset when fiat money collapses under endless money printing.
A viral chart showing AI replacing doctors, lawyers, and coders in 2033 sent shockwaves through social media. A chart appeared Bitcoin One Million: The Final Chapter of Fiat by Fred Krueger and Ben Sigman.
The book makes a mathematical case for Bitcoin to hit $1 million by 2035, but that’s just the conclusion. The real story is about what happened to middle class people between now and then. The authors argue that AI will eliminate many jobs by the early 2030s, forcing governments to use Universal Basic Income as a trap. As fiat money collapses under the weight of endless printing, Bitcoin becomes the only heavy store of value.
Krueger and Sigman are very powerful in Bitcoin. They believe it will reach $10 million per coin by 2045. But they are equally bearish on everything else: your job, your dollars, and the entire economic system built on government printed money.
Here are 15 things we learned from the book about the future of work, AI, and society.
1. Middle class jobs will disappear by the early 2030s. Fred Krueger and Ben Sigman give specific dates: automated codes by 2028, self-driving eliminates 12 million drivers by 2029, doctors overtaken by AI by 2030, lawyers replaced by AI by 2031, factory workers displaced by 2031, surgeons replaced by robots by 2032.
2. The “expansion phase” makes the rich richer first. AI will make top professionals 10x to 100x more productive while making everyone else redundant. A radiologist with AI reads 1,000 scans every day instead of 100. A senior attorney reviews 10,000 documents per hour. The book says that this creates a winner-take-all economy where the top 1% of professionals capture 99% of the rest of people’s jobs.
3. Universal Basic Income is a trap. By 2039, most developed countries will provide $1,500 to $2,000 monthly, which will not cover a shared room and basic groceries. The system provides for basic needs while making anything desirable artificially scarce. Want real coffee instead of artificial? That requires compliance credits. The book describes this as “algorithmic authoritarianism masquerading as abundance.”
4. Governments cannot stop printing money. Global income has doubled every decade for the past 50 years. The US economy grew by 52% in just four years from 2020 to 2024. Modern economies need this printing to keep the bills paid. Stop printing and the economy collapses. Keep printing and your dollars lose value. By 2045, this book generates $1.2 quadrillion in the total paper economy.
5. Bitcoin will hit $1 million with 96% statistical certainty. The price of Bitcoin follows a “power law” that shows a 96% correlation throughout its history. This is the same mathematical pattern found in natural systems from the formation of stars to the evolution of organisms. Power law predicts Bitcoin reaching $1 million between 2029 and 2035. Not a guess, but an extrapolation from the most reliable statistical pattern in Bitcoin history.
6. Bitcoin adoption is growing as fast as its value. The number of Bitcoin wallets holding reasonable amounts has grown according to the same kind of power law. In 2035, when the price model suggests that Bitcoin reaches $1 million, the acquisition model predicts hundreds of millions of people holding Bitcoin. Both metrics tell the same story from different angles.
7. Corporate wealth is converting to Bitcoin. Companies hold 7 billion dollars worldwide, losing 490 billion dollars a year due to inflation. MicroStrategy bought more than 630,000 Bitcoin as a solution. Math: hold cash, lose 7% per year. Hold Bitcoin, earn 38% per year. For a company with $1 billion in revenue, that’s $450 million in annual opportunity costs. Fortune 500 companies are starting to allocate 5 to 15% of their wealth to Bitcoin.
8. AI needs Bitcoin to work. By 2040, billions of AI agents will have to make billions of transactions with each other. The AI that runs the supply chain can’t find a bank account because it doesn’t have an ID or a physical address. Traditional payment systems are too slow for AI that operates at nanosecond speeds. Bitcoin’s Lightning Network enables AI-to-AI payments in fractions of a cent. Even if each AI holds only 0.001 BTC, that’s millions of Bitcoin locked up forever.
9. ChatGPT will recommend Bitcoin to millions. If you ask AI to analyze monetary systems without bias, it concludes that Bitcoin’s fixed supply beats inflating currencies. AI has no conflict of interest, no fees, and no panic. Robo advisors already manage hundreds of billions. The next generation will manage billions and make thousands of investment decisions per second. The book says they will converge on Bitcoin statistically.
10. There is no second best cryptocurrency. MicroStrategy bought 630,000 Bitcoin but zero Ethereum. Tesla bought $1.5 billion in Bitcoin but zero Solana. El Salvador makes Bitcoin legal tender, not a basket of cryptocurrencies. When the US government auctions crypto, Bitcoin receives significant bids. Every major corporate treasurer that entered the space chose Bitcoin exclusively.
11. Bitcoin is less risky. Bitcoin volatility is decreasing statistically. In 2018, the average price volatility was up 100% or down 50%. In 2035, this book produces a standard deviation of 26% up or 21% down. This happens because the market is growing. The $21 trillion market can absorb billions of dollars worth of trades without major price movements. Daily volatility will end up being like gold.
12. The threat of quantum computing is overblown. About 4 million Bitcoins (20% of the supply) reside in old addresses that are potentially vulnerable to quantum computers. But quantum computers require near-absolute-zero temperatures and perfect error correction. Building one strong enough to break Bitcoin remains a theory. Meanwhile, Bitcoin can add anti-quantum signatures through a simple software update faster than quantum computers can evolve.
13. Universal basic income will cause inflation. Starting with 100 million Americans getting $2,000 every month costs $2.4 trillion a year, more than half of the current federal budget. The political pressure is only increasing. Once people get $2,000, politicians who pledge $3,000 win the election. The current US debt is $37 trillion. Add unfunded liabilities and UBI over 20 years, the total exceeds the total value of the world. Cannot be paid, only printed.
14. Bitcoin moves to $10 million after 1 million. At $1 million per coin, Bitcoin is equivalent to 10% of the world’s supply and the same value as gold. But governments will continue to print. By 2045, global income will be 600 billion. At $10 million per coin, Bitcoin would be just 7% of the world’s wealth. The book says the same forces that drove Bitcoin from $1 to $1 million will push it from $1 million to $10 million.
15. You need less Bitcoin than you think. At $1 million per Bitcoin, owning 1 BTC puts you in a small minority worldwide. At $10 million per Bitcoin, 0.1 BTC ($1 million today) becomes productive wealth. The book’s statistics show that in a world where governments are printing quadrillions and AI is eliminating jobs, the only thing that retains value is absolute scarcity. Bitcoin is the only asset with an inexhaustible supply.
The opinions and predictions in this article are those of the book’s authors, Fred Krueger and Ben Sigman, and not the publisher of this article. This is not financial or investment advice. Do your own research and consult with a financial professional before making any investment decisions.
