The Pag-IBIG Fund reported year-on-year growth in earnings in the first quarter of 2026, further strengthening its capacity to protect members’ savings, provide affordable housing finance, and support more Filipino workers in their journey to home ownership, senior officials announced on May 19, 2026.
From January to March, Pag-IBIG Fund’s income grew by 11% or P1.700 billion to P16.772 billion, compared to the same period last year. Officials attributed the growth to strong collections and continued gains from Pag-IBIG Fund’s home loans, short-term loans, and investment portfolios. Higher investment returns also contributed to income growth, with Pag-IBIG Fund’s investment income reaching P3.033 billion, up 51% year-on-year from P2.013 billion in the same period last year.
The Secretary of the Department of Human Settlements and Urban Development, Jose Ramon P. Aliling, who is also the chairman of the 11-member Pag-IBIG Fund Board of Trustees, said the strong financial position of the Pag-IBIG Fund enables it to serve as the main source of financing for the Expanded Pambansang Pabahay para sa Pilipino, or the Expanded Program for the Expansion of the President of J. The President’s call to make decent and affordable housing more accessible to Filipino workers.
“This performance shows that the Pag-IBIG Fund remains strong, stable, and ready to support President Marcos’ directive to open up more opportunities for Filipino families to have decent and affordable homes. As an important part of the 4PH Extended Program funds, the Pag-IBIG Fund plays an important role in transforming the national housing program into real homes for our workers, so that Filipino families can continue to benefit from our workers’ housing funds. affordable, accessible, and sustainable,” said Mr. He is not tempted.
The total assets of the Pag-IBIG Fund also stood at P1.276 trillion as of March 2026, representing an increase of 3% or P41.735-billion from the P1.234 trillion recorded at the end of 2025. affordable domestic currency.
Ms. Acosta went on to say that the operation of the Pag-IBIG Fund directly benefits its members. Under its charter, the Pag-IBIG Fund returns at least 70% of its annual net income to members in the form of dividends, which are deposited into savings every year.
“The Pag-IBIG Fund is managed by its members, Filipino workers. That is why we remain committed to growing and protecting their capital while ensuring they have access to affordable housing finance,” said Ms. Acosta. “Our strong financial position allows us to maintain our home loan rates subsidized under the Expanded 4PH program, including the 3% rate for community housing borrowers. This is how we help make home ownership accessible to more Filipino workers, while keeping the Pag-IBIG Fund financially sound and sustainable over the long term,” he added.
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